DigiU

5️⃣ Key Takeaways from the DigiU CEO × WebWise Capital GP Podcast   On July 14, Alexey Ognev, CEO of DigiU, and Alexander, GP of WebWise Capital, discussed how the venture market has changed, which projects are receiving funding today, and what role the DigiU community can play in the development of WebWisePay.   Here are the five main conclusions.   1️⃣The Era of Investing in the "Big Idea" Is Over   A promising market, an ambitious team and a bright presentation are no longer enough for funds.   Today, investors want to see a working product, proven demand, users, revenue, and a clear business model.   The main question is whether the project can solve a real problem and turn that solution into a sustainable business.   2️⃣The AI Market Remains Promising but Is Overheating   Interest in artificial intelligence remains high, but competition is growing, and many similar projects are gradually turning the market into a "red ocean."   Therefore, solutions where AI enhances a real product, improves its economics, and helps solve a specific task look more convincing.   3️⃣Fintech Delivers Measurable Results   Financial products operate in the daily demand market. Their development can be evaluated by specific metrics:   🔹 active users;  🔹 transactions and turnover;  🔹 revenue;   This is why a fintech project with a working economy and built-in AI looks like a more attractive and reliable investment decision for a fund than a project based solely on a current trend—be it AI, blockchain, or any other technology.   4️⃣Users and Distribution Are Key Advantages   For rapid growth, a startup needs a proven hypothesis, a customer base, and a strong distribution system.   WebWisePay already has a working product, and the community of 25,000 DigiU co-owners can become its first large user base.   This will allow validating demand, increasing the number of transactions, collecting feedback, and strengthening the project's position in negotiations with banks, partners, and investors.   5️⃣Smart Money Creates Synergy and Accelerates Growth   Smart money is not just capital. It is access to technologies, infrastructure, licenses, markets, partners, and real users.   For WebWisePay, such smart money can be the combination of WebWise Capital's capabilities and the international DigiU community.   This allows not just financing the product, but helping it move faster from a proven hypothesis to a scalable international business.   🌿 Watch the full podcast to gain a deeper understanding of the modern venture industry, the logic of smart money, and the opportunities opening up for DigiU participants.   🔜 Watch the Podcast   😀 Next Up — Podcast with Omypayments CEO   In the next episode, we will discuss how strategic investments open access to ready-made payment infrastructure, technologies, and new markets, as well as what synergy Omypayments, DigiU, and WebWise Capital can create.   Stay tuned for announcements.   #DigiU #WebWisePay #WebWiseCapital #FinTech

⌛️ Results Of July 15: Three Key Events for DigiU   On July 15, three important stages concluded in the DigiU ecosystem: the share price increased, the second WebWisePay Snapshot ended, and the main period for accepting updated participation terms closed.   Congratulations to all co-owners who managed to take advantage of the opportunities in the current stage.   🔹 DigiU Share Price Increased   The share price rose from $0.0028 to $0.0032 — an increase of 14.3%.   Congratulations to everyone who managed to purchase a package, set up an installment plan, make a payment, or upgrade at the previous price.   The next increase will take place on August 1: the share price will be $0.0036.   🔹 The Second WebWisePay Snapshot Has Concluded   253 co-owners participated in the second Snapshot, with a total amount of recorded payments reaching $31,169.   🚀 The Third WebWisePay Snapshot Has Already Begun   To participate before August 1, you need to:   🔹 purchase a new share package; 🔹 increase your current package; 🔹 make an installment payment.   It is important to adhere to the payment schedule and avoid overdue debt.   The larger a participant's contribution during each Snapshot and the more Snapshots they participate in, the more opportunities, bonuses, and benefits from WebWisePay may become available to them.   🔜 Terms of Participation in WebWisePay Snapshot —— ✔️ Acceptance of Updated Terms Continues   From June 12 to July 15, 11,618 ecosystem participants accepted the updated terms. Another 15,210 investors have purchases but have not yet accepted the updated terms. The deadline for completing the procedure for them has been extended until August 15.   Additionally, 173,361 accounts were identified that received gift or bonus shares as part of marketing activities, but:   🔹 have not made any purchases; 🔹 have not completed KYC; 🔹 have not logged into their account for more than six months.   A decision has been made to cancel gift and bonus shares on such accounts and return them to DigiU ownership. A decision on their further use will be made later.   "We are consistently bringing the DigiU structure to a more transparent and sustainable model. Gift shares on inactive accounts should not dilute the interests of active investors, while participants with real purchases are given additional time to complete the procedure.   I urge everyone to log in to their account, accept the updated terms, and complete KYC. This is an important step towards legal transparency, sustainability, and further development of DigiU" — commented DigiU CEO Alexey Ognev.   ✍️ What to do now:   🔹accept the updated participation terms; 🔹complete KYC; 🔹check your installment schedule and ensure there are no overdue payments; 🔹make a payment to participate in the third WebWisePay Snapshot; 🔹share this information with participants in your structure.   💙 Go to Account 💎 To read the post in your native language, go to your Account.   #digiu_ecosystem

⌛️ The Last Day: July 15 Marks The Closure Of 3 Key Opportunities   By the end of the day, three major deadlines converge in the DigiU ecosystem. If you are a co-owner, now is the time to log in to your Account and seize your opportunity.   ‼️ Three Deadlines Today, July 15   🔹 Offer Agreement Re-signing. Everyone who registered in their Account before April 1, 2026, must log in and accept the updated participation terms. If this is not done by the end of the day on July 15, the gift and bonus shares of such users may be cancelled. 🔹 WebWisePay Snapshot — today at 23:59 UTC. Participants are those who have contributed as investors: purchased a package, upgraded their package, or paid an installment. The larger your contribution, the more options WebWisePay will unlock for you. This is the second snapshot; subsequent snapshots will occur every two weeks until the end of August. 🔹 Scheduled Share Price Increase — up to $0.0032. It takes effect simultaneously with the snapshot, at 23:59 UTC.   💡 Why this is important specifically today   All three deadlines are about one thing: securing your participation in the current stage before conditions change. Behind this lies real progress — WebWisePay is already operational: virtual VISA cards with payments via Google Pay, Apple Pay, and Samsung Pay.   ✔️ What To Do Right Now   1) Log in to your Account. 2) Re-sign the updated offer agreement if you haven't already. 3) Check available options for purchasing shares. 4) If desired, buy additional packages, upgrade, or make an installment payment before the price increase to qualify for the snapshot.   ⁉️ Frequently Asked Questions about deadlines:   • What happens if I don't re-sign the offer agreement? Gift and bonus shares may be cancelled. • Is it mandatory to purchase shares to participate in the snapshot? Yes. Both paying off current or reinstated installments as well as new purchases or upgrades will count. • What does the snapshot provide? The earlier and in more snapshots your participation is recorded, the higher your priority will be when distributing options and special opportunities from WebWisePay.   💙 Go to your Account 💎 To read the post in your native language, go to your Account. #digiu_ecosystem

🎤 New podcast is now available: 😀DigiU CEO × 😀WebWise Capital GP 💜 A deep but accessible conversation about how the venture market has changed — and why WebWisePay has become the flagship product of DigiU’s current stage. 🔹 How crypto venture capital is shifting toward fintech, revenue, and sustainable business models; 🔹 What smart money means and how DigiU and WebWise Capital strengthen each other; 🔹 Why WebWisePay — its cards, wallet, applications, and support for Apple Pay, Google Pay, and Samsung Pay — is now a key focus; 🔹 How 25,000 investors activating and using WebWisePay cards could help the product build meaningful user, transaction, and market metrics. The main takeaway: WebWisePay is not only a card and a wallet. It is a financial layer that can connect different parts of the DigiU ecosystem. When investors also become active users, they act as smart money by contributing not only capital, but also product usage, feedback, market data, and distribution. This can strengthen WebWisePay’s growth, real-world adoption, market position, and the foundations of its future capitalization. 🌿 Watch the podcast ⏰ The next WebWisePay snapshot will take place on July 15 at 23:59 UTC. The scheduled DigiU share price increase will take effect at the same time. To be included in the snapshot, purchase a DigiU share package, upgrade your current package, or make installment payments in advance before the deadline. 🔜 Go to your Account One ecosystem. One focus. One action. 💎 To read the post in your native language, go to your Account. #DigiU #WebWisePay #WebWiseCapital #FinTech

🚀 25,000 DigiU investors → 25,000 WebWisePay cards Sometimes strong product growth starts not with complex solutions, but with a single large-scale action. If DigiU investors and partners issue virtual VISA WebWisePay cards and start using the product regularly, WebWisePay will be able to gain a significant initial base of users, transactions, and real market data. Imagine: 25,000 active cards, hundreds of thousands of transactions, and millions of dollars in monthly turnover. This already represents a completely different position in negotiations with banks, payment providers, partners, and institutional investors. In a new podcast, the CEO of DigiU and the GP of WebWise Capital discussed: 🔹 why crypto venture is becoming closer to classic venture and shifting towards fintech, revenue, and working business models; 🔹 how a professional fund evaluates companies and what "smart money" means in practice; 🔹 how DigiU and WebWise Capital can strengthen their own and portfolio products; 🔹 why WebWisePay has become the key focus of the current stage; 🔹 how the international DigiU community can help the product build its first large-scale metrics faster; 🔹 why early and consistent investment participation is recorded through WebWisePay snapshots. On July 15 at 23:59 UTC, the next WebWisePay snapshot will take place, along with a scheduled increase in the price of DigiU shares. More details about snapshots If you have already reviewed the current stage and plan to participate, before this time you can purchase an equity package, increase your existing package, or make installment payments in advance. 🔜 Go to Account Be sure to join the podcast to gain a deeper understanding of DigiU's investment logic, the role of WebWise Capital, and the potential of WebWisePay. 📆 Date: July 14, 2026 ⏰ Time: 13:00 UTC 📆 Add event to calendar One ecosystem. One focus. One action. #DigiU #WebWisePay #WebWiseCapital #FinTech

💵 WebWisePay: Cards Now Available in Samsung Pay   WebWisePay continues to become even closer to everyday use.   What is already working: users have access to a crypto wallet, virtual VISA cards under the WebWisePay and DigiU brands, topping up cards with cryptocurrency, a Telegram app, and a mobile app on Google Play.   Now WebWisePay cards can be added to Google Pay, Apple Pay and now can also be added to Samsung Pay — if this is supported in your country, on your device, and for your card type.   This is an important step for the product. The product's functionality will continue to expand. This is just the beginning.   WebWisePay is not just a crypto card. It is a financial service that is convenient in real life: issue a card, top it up with cryptocurrency, add it to your usual payment service, and use it for everyday payments, subscriptions, and services.   Card availability, top-ups, and payment services may depend on the country, device, payment system requirements, and card type.   🔜 Issue a WebWisePay or DigiU card:   • link to mobile app • link to Telegram app   Follow WebWisePay news on the project's social media: https://t.me/WebWisePay #WebWisePay #DigiU #FinTech

📌 WebWisePay Snapshots When Purchasing DigiU Shares WebWisePay is the key product of the current Third Funding Stage of DigiU. The product is already operating in beta testing mode: via the Telegram app and the mobile app in Google Play, a crypto wallet and virtual VISA cards under the WebWisePay and DigiUbrands are available, along with top-up of cards with cryptocurrency, as well as adding cards to Google Pay and Apple Pay for everyday use. The funding of the current stage is aimed at the further development of WebWisePay: product improvements, preparation for integrations, formation of marketing budgets, participation in industry events, team expansion, and business development. In technological and fintech projects, early investment participation often becomes a factor in the distribution of future benefits if the product develops successfully. DigiU considers it fair to take into account those who participate in the funding of the current stage of WebWisePay at an early stage. This is exactly what WebWisePay snapshots are used for. A snapshot is the recording of investment participation on a specific date: amount, date, and type of action. First of all, package purchases, package upgrades, and installment payments are taken into account. Additional actions in the Account can also affect the internal rating of the ecosystem participant. The first snapshot took place on July 1. The next snapshot will take place on July 15. Further recordings will take place every two weeks until the end of August. ⸻ Why Participate In Snapshots Snapshot data will be used to determine: • special bonuses of the current stage; • additional product features of WebWisePay. Participants with packages from $1500 may additionally claim: • mechanics related to the economic result of WebWisePay; • participation in future product management mechanics or voting. Specific benefits, bonuses, and participation mechanics will be determined based on the results of the current funding stage. They may depend on the total volume of raised funds, the speed of funding, the number of participants, the amount of participation of each investor, and the number of snapshots in which he was recorded. The earlier the investor participates in the current stage and the more snapshots record his participation, the higher his priority may be when considering special opportunities related to WebWisePay. A snapshot records participation, but itself is not a payment, a guarantee of income, or an automatic accrual of WebWisePayshares. Now is the right time to purchase a share package for the first time, upgrade a package or make installment payments in advance. More details about the role of WebWisePay in the current stage of DigiU — in the webinar 📌 The next WebWisePay snapshot will take place on July 15. 🔜 Go to the Account and participate in the snapshot #DigiU #WebWisePay #DigiUecosystem

💰 Deposits: a DigiU Financial Product Operating Since 2020 In addition to its developing technology and educational products, the DigiU ecosystem also includes a financial product with an established operating history. Deposits — previously known as DigiU.Wealth — has been operating since 2020 and allows investors to place available liquidity and receive returns. Thanks to Deposits, the DigiU ecosystem has already paid dividends to share holders 7 times. ⸻ How returns are generated Deposits does not earn through trading or attempts to predict market movements. Funds are used to provide liquidity in open DeFi protocols with variable returns, through separate private agreements with companies on fixed terms that need liquidity in DeFi and fintech, and for arbitrage — earning on price and exchange-rate differences between platforms. Funds are diversified across different DeFi protocols and strategies. A simple example: A decentralized exchange needs liquidity so that users can swap USDT to USDC and back. A liquidity provider receives part of the fees from exchange operations. In addition, the exchange may reward liquidity providers with its own token — this is called farming. This example shows the basic logic, but in practice more complex strategies are used, and the team constantly searches for better yield opportunities. Like any financial product, Deposits requires independent assessment of the terms, timeframes, and risks. A separate webinar about Deposits will be released soon. ⸻ Today, Deposits offers two formats for placing funds. 🔜 Flexible Deposits For those who value regular withdrawal options and flexible capital management. Available assets: • BTC — minimum amount 0.008 BTC • ETH — minimum amount 0.25 ETH • USDT — minimum amount 500 USDT Withdrawals are available once per month. Estimated product returns over the past few months before profit distribution between the depositor and the ecosystem: • BTC — around 1% per month • ETH — around 1.05% per month • USDT — around 1.89% per month Ecosystem commission — up to 50% of profit. 🔜 Long-Term USDT Deposits For those who are ready to place capital for a longer period and receive combined returns: in USDT and DigiU shares. Minimum amount — 500 USDT. Available terms: • 12 months — 10% annual return in USDT + 3% annual return in DigiU shares • 18 months — 11% annual return in USDT + 4% annual return in DigiU shares • 24 months — 12% annual return in USDT + 5% annual return in DigiU shares • 36 months — 14% annual return in USDT + 6% annual return in DigiU shares Total annual return can reach up to 20%. DigiU shares are accrued at the rate applicable at the time the deposit is opened. ⸻ Important distinction DigiU shares represent co-ownership and participation in the development of the entire ecosystem and its products. Deposits is a separate financial product for placing available liquidity. They do not replace each other. They provide different ways to participate in the DigiU ecosystem. ⸻ In the future, Deposits is planned to be integrated into the WebWisePay application. Users will be able to open a deposit directly inside WebWisePay and receive returns on the available balance of funds on their cards. The logic is simple: WebWisePay helps users spend and move funds, while Deposits helps available liquidity work. If you have available liquidity in BTC, ETH, or USDT, open Deposits and connect your available funds to a DigiU financial product that has been operating since 2020. 💼 Open a deposit in your Account #DigiU #Deposits #DigiUecosystem

‼️ Important: Accept the Updated Offer Terms by July 15 DigiU continues to update the legal and organizational structure of the ecosystem. This is necessary to ensure proper accounting of participants’ shares, support product development, work with partners, prepare for further scaling, and create clear participation rules within the ecosystem. All users who registered in the DigiU Personal Account before April 1, 2026 need to log in and accept the updated Offer Terms / Participation Terms. 📌 Deadline — July 15. If the updated terms are not accepted by this date, gift and bonus shares of such users may be annulled. To keep your participation in the ecosystem properly recorded, you need to confirm your agreement with the updated terms. What you need to do: 🔹 log in to your DigiU Personal Account; 🔹 review the updated terms; 🔹 confirm acceptance of the terms; 🔹 check your account, shares, installment plans, and available participation options. If you have already purchased shares, are paying for a package in installments, participated in the partner program, or received bonus accruals, we recommend doing this as soon as possible. If you are registered but have not yet purchased a share package, this may also be important for you: welcome gift shares may have been credited to your account upon registration. To preserve the possibility of their accounting, future conversion into company shares, and eligibility for possible dividends or other accruals under the company’s terms and after the necessary legal procedures, you need to accept the updated Participation Terms. The ecosystem is now moving into a new stage of development: WebWisePay, AlphaMind, Deposits, WebWise Capital, and other directions are gradually forming one connected system. To participate in this stage correctly, it is important to confirm your participation under the updated terms by July 15. 🔜 Log in to your Personal Account and accept the terms #DigiU #DigiUecosystem

😀 DigiU CEO Answers Top Questions About WebWisePay 💜   Today, we released a new Q&A webinar featuring the DigiU CEO.   Over the past few weeks, we've received a lot of questions about WebWisePay from investors, affiliates, and new members.   🔹 Is WebWisePay just another crypto card? 🔹 If the product is so promising, why isn't it available in every country yet? 🔹 How is WebWisePay different from Revolut, Wise, Binance, M-Pesa, or Stripe? 🔹 Why are you focusing so heavily on Africa? 🔹 How does WebWisePay actually make money? 🔹 How does this project tie into AlphaMind, Deposits, WebWise Capital, EYWA/CrossCurve, and other DigiU products? 🔹 Why do you believe the DigiU community could give WebWisePay a real edge? 🔹 How can affiliates get involved in the product's growth beyond just buying shares? 🔹 What are the risks involved? 🔹 What do participants in the current stage get, and why are snapshots needed?   In this webinar, the CEO tackles these questions in plain language while offering a much deeper dive into the market, the product, the ecosystem, and our overall strategy.   The key takeaway from the session:   WebWisePay isn't just a card and a crypto wallet. It's financial infrastructure that could become a core product in the DigiU ecosystem, tying all our other directions together.   It's worth watching the entire webinar if you want to understand WebWisePay on a deeper level, rather than just piecing together separate updates about the card, Apple Pay, or the mobile app.   It will help you see the big picture: the product, the market, the opportunities, the risks, and the community's role in driving WebWisePay forward.   🌿 Watch the webinar   #WebWisePay #DigiU #FinTech #DigitalPayments